Achieving the American Dream

Homeownership Preservation Foundation, also known as HPF, is an independent, national, nonprofit organization dedicated to guiding consumers onto the path of sustainable homeownership and improving their overall financial health.

We believe that everyone should have a place to call home

and the ability to achieve their financial dreams

Our housing counseling and coaching programs paired with digital money management tools are unique and customized to meet the needs of homeowners, renters or homebuyers.  HPF is here to guide you to a bright, financially-healthy future and your personalized vision of the American Dream of home.


View HPF’s Community Report 2017

Homeownership and Strong Financial Health for life

Since 2004, our 888-995-HOPE (4673) hotline has been serving American consumers as an unbiased, trusted resource for housing counseling.  Ever since the HOPE hotline was selected in 2007 to engage homeowners as part of the federal government’s response to the housing crisis, more than nine million have come to know and rely on us.  In 2015, in response to market need, our 844-995-HOME (4663) hotline counselors began to coach consumers on how to strengthen financial health before purchasing a home.  We’re dedicated to providing best-in-class housing counseling or coaching programs supported by cutting-edge technology. Every business day, more than 1,200 people now approach our hotlines so that they may continue to enjoy the benefits of home.

With plans tailored to meet individual needs

Homeownership Preservation Foundation (HPF) believes that long-term behavioral change is achieved when consumers are “taught to fish, rather than given fish to eat.” Our network of independent, unbiased, HUD-certified housing counselors use a coaching philosophy tailored to meet your individual needs. Our counselors act as coaches to encourage and motivate you with customized solutions and help you develop a personal financial management plan.  We want to help move you more quickly toward your financial goals.

Visit our consumer sites

Hotline Housing Counseling

Homeownership Preservation Foundation (HPF) is ready to assist you — whether you’re thinking about buying your first home, currently own a home, thinking about homeownership again, facing foreclosure or trying to get a handle on your finances.


In the News


HUD Awards $47M in Housing Counseling Grants Including Reverse Mortgage – Reverse Mortgage Daily

Featuring Gene Spencer, CEO Some reverse mortgage counseling agencies received a financial boost Wednesday when the U.S. Department of Housing and Urban Development announced  $47 million in grants to housing counseling organizations across the country. In addition to supporting counseling for first-time homebuyers and other homeowners, the annual grant money will help fund some reverse mortgage counseling operations. Quickcert Inc., […]

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GreenPath Financial Wellness and Homeownership Preservation Foundation Join Forces to Expand Services to Homebuyers, Homeowners

Longtime Housing Finance Policy Expert Gene Spencer Becomes CEO At Homeownership Preservation Foundation Farmington Hills, Mich., (June 8, 2018) An affiliation between GreenPath Financial Wellness and the Homeownership Preservation Foundation (HPF) is increasing access to support and guidance for people seeking to buy and keep their homes. The affiliation between the two organizations provides added efficiencies, reach and capacity to […]

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New HUD Homeowners Guide to Success Publication Released

The U.S. Department of Housing and Urban Development, along with the Department of Veterans Affairs, Department of Agriculture, the Treasury Department, the Consumer Financial Protection Bureau, Federal Housing Finance Agency, Mortgage Bankers Association prior to the holidays issued the “Homeowners Guide to Success” celebrating the ongoing public-private partnership between the Homeownership Preservation Foundation, federal agencies and our industry partners. The […]

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